Overview
$10.80
0.01% $0.00
May 14, 2025
Inception Date
April 18, 2021
Net Assets
$3.40 million
MER
1.34%
Fund Details
-
Portfolio ManagerThe Empire Life Insurance Company
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Sub advisorCI Global Asset Management
-
Min. Investment$1,000 initial, $50 per fund
-
Risk RatingLow
-
Asset classCanadian Money Market
-
Management Fee1.09%
Fund codes
| Series | F-Class | Front-end load | Low load * | No load | Back-end load * |
|---|---|---|---|---|---|
| Concentric GIF 75/100 F-Class | CIE21701 | — | — | — | — |
| Concentric GIF 75/100 | — | CIE21001 | CIE21201 | CIE21301 | CIE21501 |
| Concentric GIF 75/75 F-Class | CIE20701 | — | — | — | — |
| Concentric GIF 75/75 | — | CIE20001 | CIE20201 | CIE20301 | CIE20501 |
- * Effective May 29, 2023, the Deferred Sales Charge (DSC) and Low Load (LL) Purchase Fee Options are no longer available for new deposits. Switches between funds purchased with the same Purchase Fee Option will continue to be allowed.
Performance As at April 30, 2025
Growth of $10,000
Investment value:
$10,794.09
at
April 30, 2025
Compound Returns
| Series | 1 month | 3 months | 6 months | YTD | 1 year | 3 years | 5 years | 10 years | psi |
|---|---|---|---|---|---|---|---|---|---|
| Concentric CI Money Market GIF Concentric GIF 75/100 F-Class | 0.21% | 0.56% | 1.31% | 0.79% | 3.11% | 3.07% | — | — | 2.08% |
| Concentric CI Money Market GIF Concentric GIF 75/100 | 0.18% | 0.49% | 1.17% | 0.70% | 2.83% | 2.77% | — | — | 1.78% |
| Concentric CI Money Market GIF Concentric GIF 75/75 F-Class | 0.21% | 0.57% | 1.35% | 0.81% | 3.19% | 3.16% | — | — | 2.17% |
| Concentric CI Money Market GIF Concentric GIF 75/75 | 0.19% | 0.51% | 1.22% | 0.73% | 2.92% | 2.89% | — | — | 1.91% |
| Series | Concentric CI Money Market GIF Concentric GIF 75/100 F-Class | Concentric CI Money Market GIF Concentric GIF 75/100 | Concentric CI Money Market GIF Concentric GIF 75/75 F-Class | Concentric CI Money Market GIF Concentric GIF 75/75 |
|---|---|---|---|---|
| 1 month | 0.21% | 0.18% | 0.21% | 0.19% |
| 3 months | 0.56% | 0.49% | 0.57% | 0.51% |
| 6 months | 1.31% | 1.17% | 1.35% | 1.22% |
| YTD | 0.79% | 0.70% | 0.81% | 0.73% |
| 1 year | 3.11% | 2.83% | 3.19% | 2.92% |
| 3 years | 3.07% | 2.77% | 3.16% | 2.89% |
| 5 years | — | — | — | — |
| 10 years | — | — | — | — |
| psi | 2.08% | 1.78% | 2.17% | 1.91% |
Calendar Returns
| Series | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|
| Concentric CI Money Market GIF Concentric GIF 75/100 F-Class | — | — | — | — | — | — | -0.62% | 0.77% | 3.77% | 3.73% |
| Concentric CI Money Market GIF Concentric GIF 75/100 | — | — | — | — | — | — | -0.81% | 0.50% | 3.40% | 3.45% |
| Concentric CI Money Market GIF Concentric GIF 75/75 F-Class | — | — | — | — | — | — | -0.53% | 0.86% | 3.84% | 3.82% |
| Concentric CI Money Market GIF Concentric GIF 75/75 | — | — | — | — | — | — | -0.73% | 0.62% | 3.56% | 3.54% |
| Series | Concentric CI Money Market GIF Concentric GIF 75/100 F-Class | Concentric CI Money Market GIF Concentric GIF 75/100 | Concentric CI Money Market GIF Concentric GIF 75/75 F-Class | Concentric CI Money Market GIF Concentric GIF 75/75 |
|---|---|---|---|---|
| 2015 | — | — | — | — |
| 2016 | — | — | — | — |
| 2017 | — | — | — | — |
| 2018 | — | — | — | — |
| 2019 | — | — | — | — |
| 2020 | — | — | — | — |
| 2021 | -0.62% | -0.81% | -0.53% | -0.73% |
| 2022 | 0.77% | 0.50% | 0.86% | 0.62% |
| 2023 | 3.77% | 3.40% | 3.84% | 3.56% |
| 2024 | 3.73% | 3.45% | 3.82% | 3.54% |
Portfolio Allocations As at March 31, 2025
Geographic Allocation
| Colours | Name | Weight |
|---|---|---|
| Canada | 98.37% | |
| United States | 1.67% |
Credit Ratings
| Colours | Name | Weight |
|---|---|---|
| AAA | 1.78% | |
| AA | 11.78% | |
| A | 6.60% | |
| NR (Non-rated) | 79.83% |
Asset Allocation
| Colours | Name | Weight |
|---|---|---|
| Cash and Equivalents | 85.33% | |
| Fixed Income | 14.51% | |
| Other | 0.20% |
Currency Allocation
| Colours | Name | Weight |
|---|---|---|
| Canadian dollar | 100.04% |
Top 10 Holdings
| Name | Weight |
|---|---|
| Royal Bank of Canada, 0.37%, 9/29/2025 | 6.93% |
| Cards II Trust, Series 2022-3, 4.33%, 5/15/2025 | 4.34% |
| Fortified Trust, 0.76%, 6/23/2025 | 4.21% |
| Gov. of Canada, 5/22/2025 | 3.37% |
| Gov. of Canada, 4/24/2025 | 2.75% |
| Province of Ontario Provincial Treasury Bill, 6/4/2025 | 2.71% |
| Gov. of Canada Treasury Bill, 7/16/2025 | 2.61% |
| bcIMC Realty Corp., 2.84%, 6/3/2025 | 2.39% |
| Gov. of Canada, 6/18/2025 | 2.38% |
| Province of Ontario Provincial Treasury Bill, 6/11/2025 | 2.32% |
Fees
| Series | Management Fee | MER |
|---|---|---|
| Concentric GIF 75/100 F-Class | 0.89% | 1.15% |
| Concentric GIF 75/100 | 1.09% | 1.61% |
| Concentric GIF 75/75 F-Class | 0.89% | 1.07% |
| Concentric GIF 75/75 | 1.09% | 1.34% |
Management
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Leanne Ongaro
-
Paul Borean