Overview
$9.48
0.11% $0.01
June 27, 2025
Inception Date
April 18, 2021
Net Assets
$2.18 million
MER
2.39%
Fund Details
-
Portfolio ManagerThe Empire Life Insurance Company
-
Sub advisorCI Global Asset Management
-
Min. Investment$1,000 initial, $50 per fund
-
Risk RatingLow
-
Asset classCanadian Fixed Income
-
Management Fee1.89%
Fund codes
| Series | F-Class | Front-end load | Low load * | No load | Back-end load * |
|---|---|---|---|---|---|
| Concentric GIF 75/100 F-Class | CIE21702 | — | — | — | — |
| Concentric GIF 75/100 | — | CIE21002 | CIE21202 | CIE21302 | CIE21502 |
| Concentric GIF 75/75 F-Class | CIE20702 | — | — | — | — |
| Concentric GIF 75/75 | — | CIE20002 | CIE20202 | CIE20302 | CIE20502 |
- * Effective May 29, 2023, the Deferred Sales Charge (DSC) and Low Load (LL) Purchase Fee Options are no longer available for new deposits. Switches between funds purchased with the same Purchase Fee Option will continue to be allowed.
Performance As at May 31, 2025
Growth of $10,000
Investment value:
$9,551.51
at
May 30, 2025
Compound Returns
| Series | 1 month | 3 months | 6 months | YTD | 1 year | 3 years | 5 years | 10 years | psi |
|---|---|---|---|---|---|---|---|---|---|
| Concentric CI Canadian Bond GIF Concentric GIF 75/100 F-Class | 0.08% | -1.42% | -0.15% | 0.67% | 5.68% | 2.45% | — | — | -0.70% |
| Concentric CI Canadian Bond GIF Concentric GIF 75/100 | 0.03% | -1.55% | -0.41% | 0.45% | 5.14% | 1.92% | — | — | -1.23% |
| Concentric CI Canadian Bond GIF Concentric GIF 75/75 F-Class | 0.09% | -1.36% | -0.03% | 0.77% | 5.91% | 2.67% | — | — | -0.49% |
| Concentric CI Canadian Bond GIF Concentric GIF 75/75 | 0.04% | -1.51% | -0.33% | 0.52% | 5.32% | 2.12% | — | — | -1.03% |
| Series | Concentric CI Canadian Bond GIF Concentric GIF 75/100 F-Class | Concentric CI Canadian Bond GIF Concentric GIF 75/100 | Concentric CI Canadian Bond GIF Concentric GIF 75/75 F-Class | Concentric CI Canadian Bond GIF Concentric GIF 75/75 |
|---|---|---|---|---|
| 1 month | 0.08% | 0.03% | 0.09% | 0.04% |
| 3 months | -1.42% | -1.55% | -1.36% | -1.51% |
| 6 months | -0.15% | -0.41% | -0.03% | -0.33% |
| YTD | 0.67% | 0.45% | 0.77% | 0.52% |
| 1 year | 5.68% | 5.14% | 5.91% | 5.32% |
| 3 years | 2.45% | 1.92% | 2.67% | 2.12% |
| 5 years | — | — | — | — |
| 10 years | — | — | — | — |
| psi | -0.70% | -1.23% | -0.49% | -1.03% |
Calendar Returns
| Series | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|
| Concentric CI Canadian Bond GIF Concentric GIF 75/100 F-Class | — | — | — | — | — | — | 0.39% | -11.95% | 5.64% | 3.33% |
| Concentric CI Canadian Bond GIF Concentric GIF 75/100 | — | — | — | — | — | — | -0.01% | -12.41% | 5.08% | 2.81% |
| Concentric CI Canadian Bond GIF Concentric GIF 75/75 F-Class | — | — | — | — | — | — | 0.55% | -11.76% | 5.86% | 3.55% |
| Concentric CI Canadian Bond GIF Concentric GIF 75/75 | — | — | — | — | — | — | 0.15% | -12.23% | 5.31% | 2.99% |
| Series | Concentric CI Canadian Bond GIF Concentric GIF 75/100 F-Class | Concentric CI Canadian Bond GIF Concentric GIF 75/100 | Concentric CI Canadian Bond GIF Concentric GIF 75/75 F-Class | Concentric CI Canadian Bond GIF Concentric GIF 75/75 |
|---|---|---|---|---|
| 2015 | — | — | — | — |
| 2016 | — | — | — | — |
| 2017 | — | — | — | — |
| 2018 | — | — | — | — |
| 2019 | — | — | — | — |
| 2020 | — | — | — | — |
| 2021 | 0.39% | -0.01% | 0.55% | 0.15% |
| 2022 | -11.95% | -12.41% | -11.76% | -12.23% |
| 2023 | 5.64% | 5.08% | 5.86% | 5.31% |
| 2024 | 3.33% | 2.81% | 3.55% | 2.99% |
Portfolio Allocations As at April 30, 2025
Geographic Allocation
| Colours | Name | Weight |
|---|---|---|
| Canada | 95.96% | |
| United States | 3.37% | |
| Jersey | 0.28% | |
| United Kingdom | 0.28% | |
| Ireland | 0.13% |
Credit Ratings
| Colours | Name | Weight |
|---|---|---|
| AAA | 33.09% | |
| AA | 10.82% | |
| A | 17.93% | |
| BBB | 16.37% | |
| NR (Non-rated) | 21.80% |
Asset Allocation
| Colours | Name | Weight |
|---|---|---|
| Fixed Income | 96.43% | |
| Cash and Equivalents | 2.58% | |
| Other | 1.01% |
Currency Allocation
| Colours | Name | Weight |
|---|---|---|
| Canadian dollar | 97.05% | |
| United States dollar | 2.97% |
Bond Term Allocation
| Colours | Name | Weight |
|---|---|---|
| Between 5 and 10 years | 39.03% | |
| More than 20 years | 23.87% | |
| Between 1 and 5 years | 22.23% | |
| Between 10 and 20 years | 14.86% |
Top 10 Holdings
| Name | Weight |
|---|---|
| Canada Housing Trust No.1, 4.25%, 3/15/2034 | 3.50% |
| Gov. of Canada, 3%, 6/1/2034 | 2.73% |
| Gov. of Canada, 2.5%, 12/1/2032 | 2.69% |
| Gov. of Canada, 1.25%, 6/1/2030 | 2.30% |
| Gov. of Canada, 1.5%, 12/1/2031 | 1.95% |
| Canada Housing Trust No.1, 2.9%, 12/15/2029 | 1.64% |
| Gov. of Canada, 5%, 6/1/2037 | 1.61% |
| Canada Housing Trust No.1, 1.1%, 3/15/2031 | 1.45% |
| Gov. of Canada, 2.75%, 12/1/2055 | 1.42% |
| Province of Ontario, 4.65%, 6/2/2041 | 1.41% |
Underlying Fund Holdings
| Name | Weight |
|---|---|
| Canada Housing Trust No.1, 4.25%, 3/15/2034 | 3.50% |
| Gov. of Canada, 3%, 6/1/2034 | 2.73% |
| Gov. of Canada, 2.5%, 12/1/2032 | 2.69% |
| Gov. of Canada, 1.25%, 6/1/2030 | 2.30% |
| Gov. of Canada, 1.5%, 12/1/2031 | 1.95% |
| Canada Housing Trust No.1, 2.9%, 12/15/2029 | 1.64% |
| Gov. of Canada, 5%, 6/1/2037 | 1.61% |
| Canada Housing Trust No.1, 1.1%, 3/15/2031 | 1.45% |
| Gov. of Canada, 2.75%, 12/1/2055 | 1.42% |
| Province of Ontario, 4.65%, 6/2/2041 | 1.41% |
Fees
| Series | Management Fee | MER |
|---|---|---|
| Concentric GIF 75/100 F-Class | 1.39% | 1.86% |
| Concentric GIF 75/100 | 1.89% | 2.39% |
| Concentric GIF 75/75 F-Class | 1.39% | 1.66% |
| Concentric GIF 75/75 | 1.89% | 2.19% |
Management
-
John P. Shaw
-
Alexandra Gorewicz